7 Best Pet Insurance Plans Compared for 2024

Buying pet insurance for your dog or cat can be daunting. As a lifelong pet owner and a nationally licensed insurance agent, I understand the frustration when trying to determine the best pet insurance company. Since 2020 we have helped 1,000s of pet parents select the ideal pet insurance policy for their fur babies. Our objectively ranked comparison table is trusted by emergency veterinarians, groomers, service dog professionals, dog trainers and many more.

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How much does dog and cat insurance cost for the 15 most popular breeds?

The price for pet insurance varies depending on where you live. To give you an idea, we’ve collected costs for the 15 most popular breeds shown below. The prices will also vary based on the age, health, and location of your pet.

All insurance prices shown below are based on a 90% reimbursement rate with a $500 deductible and a $5,000 annual benefit from Figo pet insurance. The costs are based on an average across 150 American cities (3 in each state). Please note: these prices should only be treated as a rough guide as of June 2024 and are subject to change. If you’re looking for the most up-to-date cost of pet insurance in your local area, we suggest getting a quote directly with Figo or Lemonade.

Dog Insurance Prices (National Averages):

1. Mixed Breed – $26.77/ mo

2. Labrador Retriever – $37.50/ mo

3. Golden Retriever – $38.44/ mo

4. German Shepherd – $40.62/ mo

5. Goldendoodle – $33.26/ mo

6. Chihuahua – $16.37/ mo

7. Siberian Husky – $38.00/ mo

8. Yorkshire Terrier – $23.62/ mo

9. American Pit Bull Terrier – $39.93/ mo

10.Australian Shepherd – $25.07/ mo

11.Dachshund – $23.81/ mo

12.Shih Tzu – $22.18/ mo

13.French Bulldog – $50.77/ mo

14.Boxer – $50.55/ mo

15.Labradoodle – $32.92/ mo

Cat Insurance Prices (National Averages):

1. Mixed Breed – $15.48/ mo

2. Exotic – $18.96/ mo

3. Ragdoll – $20.11/ mo

4. British Shorthair – $18.96/ mo

5. Persian – $20.11/ mo

6. Maine Coon – $20.08/ mo

7. American Shorthair – $18.95/ mo

8. Scottish Fold – $20.11/ mo

9. Siamese – $20.11/ mo

10.Himalayan – $18.77/ mo

11.Bombay – $18.95/ mo

12.Bengal – $18.20/ mo

13.Russian Blue – $19.01/ mo

14.Abyssinian – $18.25/ mo

15.Sphynx – $18.57/ mo

Not finding your specific breed? Lemonade pet insurance is our #1 recommendation and they’ll be able to give you a quick quote for your exact needs.

More Information:

1. What is pet insurance and why is it useful? Click here 

2. How old does my pet need to be to get insured? Click here 

3. How worth it is to get pet insurance? Click here 

4. What is covered and what’s excluded with pet insurance? Click here 

5. How does reimbursement work? Click here 

6. Is it better to have a lower deductible – what’s the sweet spot? Click here 

7. 5 useful strategies for keeping your pet safe & Healthy?  Click here